:root {
  --navy: #10263f;
  --navy-dark: #091827;
  --gold: #c9a45c;
  --cream: #f6f3ee;
  --white: #ffffff;
  --text: #243447;
  --muted: #687586;
  --border: #e4e7eb;
  --shadow: 0 12px 35px rgba(16, 38, 63, .10);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: Inter, Arial, sans-serif; color: var(--text); line-height: 1.7; background: var(--white); }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(1120px, 92%); margin: auto; }
.topbar { background: var(--navy-dark); color: #eaf0f5; font-size: .85rem; padding: 8px 0; }
.topbar .container { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
header { background: var(--navy); color: var(--white); position: sticky; top: 0; z-index: 20; box-shadow: 0 3px 16px rgba(0,0,0,.12); }
.navbar { display: flex; align-items: center; justify-content: space-between; gap: 25px; min-height: 82px; }
.logo { font-family: Georgia, serif; font-size: 1.75rem; font-weight: 700; letter-spacing: .5px; }
.logo span { color: var(--gold); }
.nav-links { display: flex; gap: 22px; list-style: none; align-items: center; }
.nav-links a { font-size: .9rem; color: #edf3f8; transition: color .2s; }
.nav-links a:hover, .nav-links a.active { color: var(--gold); }
.menu-toggle { display: none; background: none; color: white; border: 1px solid #718196; padding: 7px 10px; border-radius: 5px; }
.hero { background: linear-gradient(110deg, rgba(9,24,39,.96), rgba(16,38,63,.82)), url('https://images.unsplash.com/photo-1589829545856-d10d557cf95f?auto=format&fit=crop&w=1800&q=85') center/cover; color: white; padding: 115px 0 105px; }
.hero-content { max-width: 760px; }
.eyebrow { color: var(--gold); font-size: .78rem; letter-spacing: 2px; font-weight: 700; text-transform: uppercase; margin-bottom: 14px; }
h1, h2, h3 { font-family: Georgia, 'Times New Roman', serif; line-height: 1.2; color: var(--navy); }
.hero h1 { color: white; font-size: clamp(2.4rem, 6vw, 4.4rem); margin-bottom: 24px; }
.hero p { color: #e2e9f0; font-size: 1.12rem; max-width: 650px; }
.btns { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 30px; }
.btn { display: inline-block; padding: 12px 22px; border-radius: 4px; font-weight: 700; font-size: .9rem; border: 1px solid transparent; cursor: pointer; }
.btn-primary { background: var(--gold); color: var(--navy-dark); }
.btn-outline { border-color: #dce6ee; color: white; }
.btn-dark { background: var(--navy); color: white; }
.section { padding: 82px 0; }
.section-alt { background: var(--cream); }
.section-heading { max-width: 720px; margin-bottom: 35px; }
.section-heading h2 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 15px; }
.section-heading p { color: var(--muted); }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 48px; align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card { background: white; padding: 28px; border: 1px solid var(--border); box-shadow: var(--shadow); border-radius: 7px; }
.card h3 { font-size: 1.35rem; margin: 12px 0; }
.card p { color: var(--muted); font-size: .95rem; }
.icon { color: var(--gold); font-size: 1.8rem; }
.stats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; margin-top: 28px; }
.stat { background: var(--navy); color: white; padding: 25px; border-radius: 7px; }
.stat strong { display: block; color: var(--gold); font: 700 2.8rem Georgia, serif; }
.stat span { font-size: .86rem; color: #d8e1ea; }
.page-hero { background: var(--navy); color: white; padding: 75px 0; }
.page-hero h1 { color: white; font-size: clamp(2.3rem, 5vw, 3.8rem); margin-bottom: 15px; }
.page-hero p { max-width: 700px; color: #d9e3ec; }
.service-list { display: grid; gap: 20px; }
.service-item { padding: 26px; border-left: 4px solid var(--gold); background: var(--cream); }
.service-item h3 { margin-bottom: 8px; font-size: 1.4rem; }
.service-item p { color: var(--muted); }
.steps { display: grid; gap: 24px; counter-reset: step; }
.step { display: grid; grid-template-columns: 50px 1fr; gap: 18px; align-items: start; }
.step-number { background: var(--gold); color: var(--navy-dark); border-radius: 50%; width: 45px; height: 45px; display: grid; place-items: center; font-weight: 800; }
.step h3 { margin-bottom: 5px; }
.step p { color: var(--muted); }
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 40px; align-items: start; }
.contact-details { display: grid; gap: 20px; margin-top: 25px; }
.contact-detail { display: flex; gap: 14px; align-items: flex-start; }
.contact-detail strong { display: block; color: var(--navy); }
.contact-detail span { color: var(--muted); }
form { display: grid; gap: 16px; background: var(--cream); padding: 30px; border-radius: 7px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
label { font-weight: 700; font-size: .88rem; color: var(--navy); }
input, select, textarea { width: 100%; padding: 12px; border: 1px solid #d5dce3; border-radius: 4px; background: white; font: inherit; margin-top: 5px; }
textarea { min-height: 130px; resize: vertical; }
.notice { font-size: .82rem; color: var(--muted); }
.faq { border-top: 1px solid var(--border); }
details { border-bottom: 1px solid var(--border); padding: 18px 0; }
summary { cursor: pointer; font-weight: 700; color: var(--navy); }
details p { color: var(--muted); margin-top: 10px; }
.cta { background: var(--gold); padding: 55px 0; color: var(--navy-dark); }
.cta h2 { color: var(--navy-dark); margin-bottom: 10px; }
footer { background: var(--navy-dark); color: #d7e0e8; padding: 55px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 35px; }
footer h3 { color: white; font-size: 1.2rem; margin-bottom: 15px; }
footer p, footer li { color: #b9c6d2; font-size: .9rem; }
footer ul { list-style: none; display: grid; gap: 7px; }
.footer-bottom { border-top: 1px solid #334558; margin-top: 35px; padding-top: 18px; font-size: .8rem; color: #9eafbf; }
.disclaimer { font-size: .78rem; color: #9eafbf; margin-top: 10px; }
@media (max-width: 850px) {
  .nav-links { display: none; position: absolute; top: 82px; left: 0; right: 0; background: var(--navy); flex-direction: column; align-items: flex-start; padding: 22px 4%; }
  .nav-links.open { display: flex; }
  .menu-toggle { display: block; }
  .grid-2, .contact-grid { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .hero { padding: 80px 0; }
  .section { padding: 58px 0; }
  .grid-3, .form-row, .stats, .footer-grid { grid-template-columns: 1fr; }
  .topbar .container { justify-content: center; text-align: center; }
}